Thinking About Buying a Home?
Whether you're a first-time buyer or upgrading to your dream home, we make the process smooth, informed, and stress-free.
Your Home Buying Journey
A clear, step-by-step process to guide you from initial interest to closing day.
Financial Prep
Understand your budget and get pre-approved for a mortgage. We'll help you understand what you can afford and how to position yourself as a strong buyer.
- Budget assessment
- Mortgage pre-approval
- Down payment planning
Property Match
Define what matters most to you: location, size, features, and lifestyle. We'll create a detailed profile of your ideal home.
- Neighborhood preferences
- Must-have features
- Lifestyle considerations
Tours & Viewings
Get private tours of handpicked homes that match your criteria. We'll help you evaluate each property and identify potential issues.
- Scheduled viewings
- Property evaluation
- Neighborhood exploration
Making an Offer
With our market insight, we'll help you make a strong, fair offer that stands out to sellers and gets you the best possible deal.
- Market analysis
- Offer strategy
- Negotiation support
Inspection & Conditions
We'll guide you through the home inspection process and help you understand and fulfill any conditions in your offer.
- Home inspection
- Financing conditions
- Condition fulfillment
Closing & Move-In
We'll help you navigate the final paperwork and ensure a smooth transition to your new home.
- Final paperwork
- Key handover
- Welcome home!
Your Complete Homebuyer Guide
Download our comprehensive guide to understand every step of the home buying process.
What's Inside:
- Financial Planning
Budgeting tips and mortgage insights
- Property Search
How to find your perfect home
- Making an Offer
Strategies for successful negotiations
- Closing Process
What to expect on closing day
Your Path to Homeownership
A comprehensive guide to help you make informed decisions
Frequently Asked Questions
Get answers to common questions about the home buying process.
How much do I need for a down payment?
The minimum down payment in Canada is 5% for homes under $500,000, and 10% for the portion above $500,000. However, putting down 20% or more can help you avoid mortgage insurance costs.
How long does the home buying process take?
The entire process typically takes 2-3 months from start to finish, including mortgage approval, property search, offer negotiation, inspection, and closing.
What additional costs should I budget for?
Beyond the purchase price, you'll need to budget for closing costs (1.5-4% of purchase price), property taxes, home insurance, and potential maintenance costs.
Should I get pre-approved for a mortgage?
Yes, getting pre-approved helps you understand your budget and shows sellers you're a serious buyer. It's a free process that can give you a competitive edge.
Ready to Start Your Home Buying Journey?
Let's discuss your goals and create a personalized plan to help you find your dream home.
Schedule a Consultation
Your Dedicated Realtor
Ravi Verma - Your trusted partner in home buying
Working With Ravi
With years of experience in the Halifax and Atlantic Canada markets, I provide market insights, negotiation strategies, and end-to-end support so you can buy with confidence.
Personalized Approach
Tailored guidance based on your specific needs and preferences.
Market Expertise
In-depth knowledge of the Halifax real estate market and trends.
Strong Negotiation
Skilled negotiation to help you get the best possible deal.
Time-Saving
Efficient process to help you find your dream home faster.
Let's Find Your Dream Home
Schedule a no-pressure consultation to discuss your home buying goals and how I can help you achieve them.
Schedule a No-Pressure Call